Ravi Saive: A Technology Blog For Newbies

One of the hardest things for most people is to keep track of their expenditure, as the end of the month nears they realise they are almost out of money and don't understand where it all went. With personal budgeting apps, you can have your app with you at all times, constantly updating it to keep track of all income and expenditure. Here are the top ten personal budgeting apps to help you control your expenses.


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1. iReconcile

iReconcile is a financial management application offering the ability to generate reports, log spending and income per category, run profit and loss statements and organize your accounts to suit you and to a format you understand. This app enables the user to transfer funds; offers quickly find transactions and schedule automatic posts for regular expenses such as rent or council tax, for example. You can also export your information to financial software on your computer and synchronize a number of devices to ensure smooth running.



Download for iPhone

2. Mint.com

Mint.com is a free application for the iPhone which incorporates to your existing Mint.com account on your computer at home or work. This app allows the user to keep track of cash flow and monthly budget. It is easy to use and offers up to date and reliable information.



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3. Budget Checkbook

A quick and easy application designed to help the user manage their daily finances. This application offers automatic save recurring transactions, reconcile accounts and schedule upcoming transactions. It also enables the user to export to any desktop software such as Excel or Quicken. You can incorporate your expenses into groups and transfer funds as and when needed with up to date information.



Download for iPhone

4. Spend Free

Spend Free is an easy to use budget applications which allows you to create daily, weekly or monthly budgets, enter new expenses on the go and export data in a CSV file.



Download for iPhone

5. Ace Budget Lite

Ace Budget Lite is an easy to use personal budgeting application enabling you to create daily and monthly budgets, set reminders and compare history information. You can schedule transactions, do quick searches and export the data in a CSV file for backup. This application offers graphs displaying income and expenditure with detailed reports, you can email to your partner enabling them to enter information ensuring your budget is constantly up to date.



Download for iPhone

6. PocketMoney Lite

PocketMoney Lite is a simple and easy personal finance manage enabling you to synchronise multiple iOS devices. Track your cash flow, enter income and expenses as they happen, split expenses over various categories and take advantage of the built in reports and charts to help you control your budget.



Download for iPhone

7. Budget Tool

Budget Tool is an easy way to manage your budget on the go. Compare your current budget to an ideal budget, track your spending and see where you are overspending. Six common categories for easy entry with simplistic graphs to show your expenditure.



Download for iPhone

8. Expenditure

Expenditure is a financial tracking application which is considered one of the best personal finance manager applications available today. This application enables the user to add new transactions with ease in various categories, export information to desktop spread sheets in CSV file and accept expenditure information from other sources and quickly add to the app to ensure it is constantly kept up to date in real time.



Download for iPhone

9. Toshl Finance

Toshl Finance enables you to track your income and expenditure quickly and easily with fast accessibility. Add new income and expenditure with a quick touch of the screen, compare your expenditure to previous months and export your information in a CSV file to your desktop computer for backup.



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10. MoneyBook

Moneybook enables you to manage your finances with this simple mobile application. Include all your income and expenses into customized categories, schedule recurring expenses and income and compare your historical data.



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